This post contains affiliate links from DailyPay
As you may have seen already on my blog, I have worked as a delivery driver for GrubHub. This was an overall interesting experience for me and a great way to pick up some extra income. I can say as a driver, though, that when you’ve worked a bunch of hours to earn some extra cash, having to wait until payday to actually get that money is a huge bummer.
Which brings me to DailyPay. DailyPay is a service that lets on-demand drivers for companies like GrubHub, DoorDash, and Fasten get their daily earnings up-front rather than having to wait till payday. This isn’t a loan and you don’t have to pay it back. All of your money will come to you through DailyPay, and then GrubHub will send them your earnings total for each pay period to make up the difference. Be aware that because DailyPay can’t see your tips total with GrubHub, tips for GrubHub drivers will still come after one business day of your normal payday. The cost for it comes from a small transfer fee each time you elect to receive your payment.
How it works
After you’ve worked your blocks for a day with GrubHub, they will officially record and report your earnings to DailyPay two days later. There is a slight delay because of the way GrubHub reports your earnings, but all other apps will have your daily earnings reported the same day you worked.
Once DailyPay knows your daily earnings total, they will then in turn put this money into your “Available Balance” the following business day, which is almost like a checking account. You can choose to transfer from your Available Balance whenever you wish– automatically each day, every other day, as needed, etc. (take note, though, that if you initiate a manual transfer after 5:30PM ET it will transfer in two business days).
EDIT: There are now two payment options, AutoNext, which functions like the description above where you get the money deposited into your bank account the following business day, and AutoNow where you get the money deposited into your bank account the SAME DAY it hits your available balance including WEEKENDS AND HOLIDAYS!
Once you’ve set up your transfer, DailyPay will get the total of the earnings you made for that day, subtract out the fee, and send you your hard-earned cash.
Transfers up to $150 are $0.99 and transfers over $150 are $1.49. There is now one flat transfer fee of $1.25 for AutoNext transfers regardless of the amount. AutoNow transfers are $2.49. MANUAL next-business day transfers are $1.99, and same-day manual transfers are $2.99. You can always save money by only taking out the money as needed throughout your week and there are no other fees. The money is direct-deposited into either a bank account or prepaid debit card and there are no contracts so you can cancel whenever you wish. Plus, there’s no credit check and it’s FREE to sign up!
If you are among the over 10,000 on-demand drivers currently using their service this could be a good way to get some money early when you have bills to pay or unexpected financial situations occur before payday.
Try it out and get two weeks FREE!
If you are a restaurant owner, there are some services offered to you as well. If you are using GrubHub or Seamless to accept orders at your business, DailyPay offers you the ability to receive the money owed to your restaurant from the food delivery services in advance. When you’ve got a staff to pay and supplies to order this could be super helpful!
It operates similar in structure to what the drivers have- no contract, no credit checks, no early termination fee. The fees are slightly higher at $2.49 for transfers up to $250, $5.99 for transfers at $250-$500, and $9.99 for transfers greater than $500.
For restaurant owners, click on this link to get TWO WEEKS FREE as well!