What is DailyPay and How Can It Benefit On-Demand Drivers?

dailypay-logo_consumers-blk

This post contains affiliate links from DailyPay

As you may have seen already on my blog, I have worked as a delivery driver for GrubHub. This was an overall interesting experience for me and a great way to pick up some extra income. I can say as a driver, though, that when you’ve worked a bunch of hours to earn some extra cash, having to wait until payday to actually get that money is a huge bummer.

Which brings me to DailyPay. DailyPay is a service that lets on-demand drivers for companies like GrubHub, DoorDash, and Instacart get their daily earnings up-front rather than having to wait till payday. This isn’t a loan and you don’t have to pay it back. All of your money will come to you through DailyPay, and then GrubHub will send them your earnings total for each pay period to make up the difference.  Be aware that because DailyPay can’t see your tips total with GrubHub, tips for GrubHub drivers will still come after one business day of your normal payday. The cost for it comes from a small transfer fee each time you elect to receive your payment.

How it works

After you’ve worked your blocks for a day with GrubHub, they will officially record and report your earnings to DailyPay two days later. There is a slight delay because of the way GrubHub reports your earnings, but all other apps will have your daily earnings reported the same day you worked.

Once DailyPay knows your daily earnings total, they will then in turn put this money into your “Available Balance” the following business day, which is almost like a checking account. You can choose to transfer from your Available Balance whenever you wish– automatically each day, every other day, as needed, etc. (take note, though, that if you initiate a manual transfer after 5:30PM ET it will transfer in two business days).

Once you’ve set up your transfer, DailyPay will get the total of the earnings you made for that day, subtract out the fee, and send you your hard-earned cash. Transfers up to $150 are $0.99 and transfers over $150 are $1.49. You can always save money by only taking out the money as needed throughout your week and there are no other fees. The money is direct-deposited into either a bank account or prepaid debit card and there are no contracts so you can cancel whenever you wish. Plus, there’s no credit check and it’s FREE to sign up!

If you are among the over 10,000 on-demand drivers currently using their service this could be a good way to get some money early when you have bills to pay or unexpected financial situations occur before payday.

Try it out and get two weeks FREE!

If you are a driver that is interested in trying it out, click on this link here. Because I’m all about saving you money, you can get TWO WEEKS FREE by following my link!

If you are a restaurant owner, there are some services offered to you as well. If you are using GrubHub or Seamless to accept orders at your business, DailyPay offers you the ability to receive the money owed to your restaurant from the food delivery services in advance. When you’ve got a staff to pay and supplies to order this could be super helpful!

It operates similar in structure to what the drivers have- no contract, no credit checks, no early termination fee. The fees are slightly higher at $2.49 for transfers up to $250, $5.99 for transfers at $250-$500, and $9.99 for transfers greater than $500.

For restaurant owners, click on this link to get TWO WEEKS FREE as well!

If you enjoyed this post, make sure to follow this blog for more updates on frugal living, as well as stay updated on YouTube, Facebook, Twitter, and Pinterest. Thanks for reading!

Working as a GrubHub Driver- What’s it’s Like

Untitled-3.jpg

For my YouTube video on this topic, click here!

I’ve worked as  GrubHub Delivery Driver and thought I would share my experiences for those that are interested in applying for this job and want to know what’s it’s like. Hopefully you’ll find this helpful!

What is GrubHub?

GrubHub has been around a long time (since the late 90’s, which is ancient in internet years) and was originally a “hub” where restaurants could post their menus for online takeout ordering. As they have expanded and evolved over the years, this now includes GrubHub’s own delivery service that operates through an app.

GrubHub is able to provide drivers to restaurants that may or may not offer delivery on their own. Essentially restaurants are outsourcing their delivery to a third party. Not every restaurant is available for customers to order from (in contrast to Postmates) so as a driver you will only be delivering to restaurants that have contracted with GrubHub.

How Scheduling Works

You can pick your own schedule. It is totally up to you if you want to work 80 hours or 0 hours a week and you will not be penalized either way. You sign up for mini shifts (called “blocks”) that range from anywhere from 2-6 hours. They release all of the blocks at the start of the week and they are on a first come, first serve basis. So if you want to work you’ve got to snatch them up fast!

Unlike Uber, you cannot just get in your car and work anytime you feel like it. You do have to stick with the blocks you signed up for.  If you work during a time that you aren’t scheduled for you won’t get paid- so don’t do that!!

The Training/Requirements/Sign-on Process

The “interview” process was very easy- there wasn’t one! Basically as long as you pass the background check and have a good driving record (and there’s spots available) you can become a driver. With Uber and other similar services you have to have a recent (5-10 years old) car, but with Uber you do not. Thus, as long as you have a vehicle with four wheels that runs you are probably good.

Training varies depending on your city. Some places have regional offices where you do the training, but mine did not so I had to train through an online webcast thingy. Once you start working all communication with GrubHub occurs though their phone line or by email, which takes some getting used to. You have no direct manager so you get the benefit of not having someone looking over your shoulder. Yet you are also kind of in this thing without direct assistance so it has it’s pros and cons.

What Your Blocks are Like

You are assigned a specific geographic region and you HAVE to be in that region to get offers and get paid. You have to download an app on their website. If you have an iPhone there’s a GrubHub Driver app in the app store but this is NOT the current app so don’t download it, use the link they have in the emails they send you.

Once you are on your first block, you go to your region and sign in to the app. Your phone will ding whenever there’s an offer available. You’ll see the address on your phone of the restaurant, then you pick up the food and take it to the customer. If you are signed up for a block you work rain or shine, so remember that when signing up.

The Pay!!

Okay so you’re thinking blah blah blah get on with it, how much did you actually make!? I wanna make it rain! You will not get rich from GrubHub but can make SOME money. Here’s how the pay structure works- for every order you get a base amount (in my region it’s $3, but in larger cities like NYC or LA it will be higher), then they reimburse you for mileage (which is based on a straight line distance from the restaurant to the customer only, they don’t count driving to the restaurant itself), plus the tip.

So for example, if I got an order from a restaurant I would first get $3 automatically for delivering the food, the measly amount they give for mileage (let’s say I get $1.50), and then I get a tip for $3.50 I would have $8 total for the order. Usually I would get about 1-2 orders per hour.

So let’s say I was working a three hour block in the evening, and the first two hours I picked up three orders for a total of $27, but the last hour is dead and I get no orders the final hour as I sit in my car pondering existential life questions (it happens). Technically I would make $27 from the orders, but GH guarantees an hourly minimum (varies by region but can be 10-14/hr), so then GB would bump it up to at least $30 for the three hours.

Here’s where it gets tricky- you can decline an order that pings in on your phone. So if it’s too far of a drive you can decide against it, but if you don’t accept 75% of the orders you are NOT guaranteed the minimum pay.

Take not that you are an independent contractor so you don’t get benefits. Plus you have to provide your own car insurance. They don’t pay any extra car expenses.

Conclusion

One final note- some cities have GH deliverers who walk or bike so that’s an option, too. Working with GrubHub can be a good way to pick up some extra money so it’s definitely something to consider if it’s hiring in your area!

If you liked this blog post, make sure to check out my YouTube channel for more tips on frugal living and follow me on Twitter and Pinterest for additional updates.

grubhub-pic-4